Terms & conditions

1. Agreement to terms

By accessing or using the website at the-areizam.com ("Site") operated by AREIZAM INC ("Company," "we," "us," or "our"), you agree to be bound by these Terms & Conditions ("Terms"). If you do not agree to these Terms, please do not access or use the Site.

2. Description of services

AREIZAM INC is a financial services company operating as a direct lender. Our Site provides information about our business financing products and services. The information on this Site is intended for general informational purposes and does not constitute a commitment to lend, a guarantee of approval, or a binding offer of specific terms.

3. Eligibility

By using this Site, you represent that you are at least 18 years of age and have the legal capacity to enter into binding agreements. If you are accessing the Site on behalf of a business entity, you represent that you have the authority to bind that entity to these Terms.

4. Use of the site

You agree to use the Site only for lawful purposes and in accordance with these Terms. You agree not to:

• Use the Site in any way that violates any applicable federal, state, local, or international law or regulation.
• Transmit or procure the sending of any advertising or promotional material without our prior written consent.
• Impersonate or attempt to impersonate the Company, a Company employee, or any other person or entity.
• Engage in any conduct that restricts or inhibits anyone's use or enjoyment of the Site.
• Attempt to gain unauthorized access to any portion of the Site, other accounts, or computer systems or networks connected to the Site.

5. Intellectual property

The Site and its entire contents, features, and functionality (including but not limited to all information, text, displays, images, and the design, selection, and arrangement thereof) are owned by AREIZAM INC and are protected by United States and international copyright, trademark, and other intellectual property laws.

6. No guarantee of financing

Nothing on this Site constitutes a guarantee or commitment that financing will be provided. All financing decisions are subject to our underwriting criteria, verification of information provided, and other factors. Submission of an inquiry or application does not guarantee approval or specific terms.

7. SMS/MMS messaging terms

By opting in to receive SMS/MMS messages from AREIZAM INC through our website, you agree to the following:

• You consent to receive recurring marketing and promotional SMS/MMS messages from AREIZAM INC, including offers, updates, and information about our financial products and services, sent using an automated telephone dialing system (ATDS).
• Message frequency varies; you may receive up to 4 messages per month.
• Message and data rates may apply. Contact your wireless carrier for details about your messaging plan.
• You may opt out of receiving SMS/MMS messages at any time by replying STOP to any message. You will receive a one-time confirmation message and no further messages will be sent.
• For help or assistance, reply HELP to any message or email us at luis@the-areizam.com.
• Consent to receive SMS/MMS messages is not required as a condition of purchasing any goods or services.

8. Disclaimer of warranties

THE SITE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY LAW, AREIZAM INC DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

9. Limitation of liability

TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT SHALL AREIZAM INC, ITS DIRECTORS, EMPLOYEES, PARTNERS, AGENTS, SUPPLIERS, OR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THE SITE.

10. Indemnification

You agree to defend, indemnify, and hold harmless AREIZAM INC and its officers, directors, employees, and agents from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Site.

11. Governing law

These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions. Any legal suit, action, or proceeding arising out of or related to these Terms or the Site shall be instituted exclusively in the courts of the State of New York or the United States District Court for the Eastern District of New York.

12. Changes to terms

We reserve the right to modify or replace these Terms at any time at our sole discretion. Any changes will be posted on this page with an updated "Last updated" date. Your continued use of the Site after any changes constitutes your acceptance of the revised Terms.

13. Severability

If any provision of these Terms is found to be unenforceable or invalid by a court of competent jurisdiction, that provision shall be limited or eliminated to the minimum extent necessary so that the remaining provisions of these Terms shall remain in full force and effect.

14. Contact us

If you have any questions about these Terms & Conditions, please contact us:

AREIZAM INC
89-11 63rd Drive, Rego Park, NY 11374
Email: luis@the-areizam.com