Privacy policy

1. Introduction

AREIZAM INC ("Company," "we," "us," or "our") respects your privacy and is committed to protecting the personal information you share with us. This Privacy Policy describes how we collect, use, disclose, and safeguard your information when you visit our website at the-areizam.com ("Site") or interact with our services.

2. Information we collect

We may collect the following categories of personal information:

• Contact information: Name, email address, phone number, business name, and mailing address.
• Business information: Business type, revenue data, and other financial details you voluntarily provide in connection with a loan inquiry.
• Communications: Records of correspondence when you contact us via our website contact form, email, or other means.
• Technical data: IP address, browser type, device information, and website usage data collected automatically through cookies and similar technologies.
• SMS consent data: Phone number and opt-in consent status for SMS/MMS communications.

3. How we use your information

We use the information we collect for the following purposes:

• To process and respond to your inquiries and requests.
• To evaluate loan applications and provide financial services.
• To communicate with you about our products, services, and promotions (including via SMS/MMS where you have opted in).
• To improve our website, services, and customer experience.
• To comply with applicable laws, regulations, and legal obligations.
• To protect against fraudulent, unauthorized, or illegal activity.

4. Information sharing and disclosure

We may share your personal information with the following categories of third parties:

• Service providers: Third-party vendors who assist us in operating our business, such as IT services, data analytics, and email delivery services.
• Legal compliance: When required by law, subpoena, court order, or government regulation.
• Business transfers: In connection with a merger, acquisition, or sale of all or a portion of our assets.

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes.

All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

5. SMS/MMS messaging policy

When you opt in to receive SMS/MMS messages from AREIZAM INC through our website contact form, the following terms apply:

• You consent to receive recurring marketing and promotional SMS/MMS messages from AREIZAM INC, including offers, updates, and information about our financial products and services, sent using an automated telephone dialing system (ATDS).
• Message frequency varies; you may receive up to 4 messages per month.
• Message and data rates may apply. Please contact your wireless carrier for details about your specific plan.
• You may opt out at any time by replying STOP to any message. Upon receipt of your STOP request, we will send a one-time confirmation message and cease further messaging.
• For assistance, reply HELP to any message or contact us at luis@the-areizam.com.
• Consent to receive SMS/MMS messages is not a condition of purchasing any goods or services from AREIZAM INC.
• We do not charge for SMS/MMS messages, but standard message and data rates from your carrier may apply.

Participating carriers include but are not limited to: AT&T, T-Mobile, Verizon, Sprint, and other major U.S. carriers. Service availability may vary by carrier.

6. Data security

We implement reasonable administrative, technical, and physical safeguards to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, no method of electronic transmission or storage is 100% secure, and we cannot guarantee absolute security.

7. Data retention

We retain your personal information only for as long as necessary to fulfill the purposes for which it was collected, including to satisfy any legal, accounting, or reporting requirements. When we no longer need your information, we will securely delete or anonymize it.

8. Your rights

Depending on your jurisdiction, you may have certain rights regarding your personal information, including the right to:

• Access the personal information we hold about you.
• Request correction of inaccurate personal information.
• Request deletion of your personal information.
• Opt out of receiving marketing communications.

To exercise any of these rights, please contact us at luis@the-areizam.com.

9. Cookies and tracking technologies

Our Site may use cookies and similar tracking technologies to enhance your browsing experience, analyze site traffic, and understand user behavior. You can control cookie settings through your browser preferences.

10. Third-party links

Our Site may contain links to third-party websites or services that are not operated by us. We are not responsible for the privacy practices of these third parties. We encourage you to review the privacy policies of any third-party sites you visit.

11. Changes to this policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated "Last updated" date. Your continued use of the Site after any changes constitutes your acceptance of the updated policy.

12. Contact us

If you have any questions about this Privacy Policy or our data practices, please contact us:

AREIZAM INC
89-11 63rd Drive, Rego Park, NY 11374
Email: luis@the-areizam.com